Gulf & Grove’s Financial Education division exists to bring clarity, confidence, and sound judgment to the way people learn about money.

We develop comprehensive financial literacy curricula designed for Christian schools, homeschool communities, and adult learners who want practical financial education that recognizes money as more than a technical subject. Financial decisions are shaped by values, habits, responsibilities, and life stage—and effective education must account for all of these influences.

Our programs are structured, adaptable, and grounded in real-world application. Whether delivered in a classroom, home-based learning environment, or adult education setting, our curriculum equips learners to navigate financial systems thoughtfully and responsibly across seasons of life.

Our financial literacy curriculum is designed for learners who value education shaped by wisdom, stewardship, and personal responsibility.

Courses cover essential financial skills—including budgeting, saving, debt management, credit, investing, and consumer decision-making—while emphasizing the character and discernment required to use those tools well. Learners explore not only how money works, but how financial choices reflect priorities, discipline, and long-term responsibility.

Biblical principles are integrated thoughtfully and with intention, reinforcing the connection between financial wisdom and character formation without overwhelming the instructional content. The result is a program that is both academically sound and ethically grounded.

Instruction is age-appropriate, standards-aligned, and adaptable across learning environments.

• Christian Schools benefit from structured lessons that support classroom instruction and state financial literacy requirements.
   
• Homeschool Families gain flexible pacing, parent-guided discussion prompts, and materials that support individualized learning paths.
   
• Adult Learners engage with practical scenarios, reflection, and real-world tools for navigating modern financial life with confidence and clarity.
   

Each program is designed to be accessible, practical, and immediately applicable—meeting learners where they are while encouraging growth and long-term thinking.

Across all Financial Education programs, Gulf & Grove emphasizes:

• Stewardship and responsibility over impulsive consumption
   
• Discernment and planning over short-term reaction
   
• Long-term stability over short-term gain
   
• Ethical decision-making and personal accountability
   

Our goal is not simply financial knowledge, but financial maturity—helping learners engage money not as a master, but as a tool to support personal well-being, family stability, and a life of purpose.